FAQ: Why Does Cleantech Need Loan Guarantees?
Yeah, I know, loan guarantees aren’t the most scintillating topic around, but stay with me. They’re a big deal when it comes to financing big clean energy projects and not really that difficult to understand. Essentially a loan guarantee is a promise by the government to back a loan if the company can’t pay it, and the loan goes into default.
Earlier this week the Department of Energy said it would provide a total of $38.5 billion in loan guarantees spread out across several industries, with $10 billion allocated to renewable energy and electric vehicles, $20.5 billion for nuclear projects and $8 billion for “advanced fossil energy projects.”
This is great for cleantech startups because the federal government has a lot of money and banks consider it to be a reliable borrower. Cleantech startups generally operate at a loss and are considered high-risk borrowers by banks. For any high-risk borrowers (like Uncle Lennie, who has no job and $40,000 in credit-card debt) banks will demand a lot of money up front and a high interest rate before lending money to them. With plants for solar cells or facilities for solar thermal electricity generation ranging in costs from millions to billions, it’s pretty challenging to raise that kind of capital.
And even if the company can scrounge together hedge funds or venture funds to provide the down payment for plants, high interest rates still translate into higher costs, which is then passed on to the consumer of renewable electricity.
Let’s do the math: Say to build a plant a startup has raised $500 million, which is 80 percent of the down payment. It still needs to borrow $100 million that needs to be paid back over the next 10 years. If the startup is charged a high interest rate — let’s say 12 percent — the monthly payments on that loan are $1.4 million. With a loan guarantee it has a chance of getting a more reasonable interest rate, of let’s say 6 percent, which brings the monthly payments to $1.1 million. Over the life of the loan those 6 percentage points cost the company about $39 million. This kind of math works for consumers, too.
So federal loan guarantees, which only cost taxpayers if the startup can’t pay its debt, are a nice way of offsetting risk without having to create a direct subsidy. Of course, the government is on the hook if the startup fails (and some of them will), but by lowering borrowing costs the government is helping the clean energy industry get over some of the humps associated with building a capital-intensive industry from the ground up.


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Mr Kelly Mathins
Hi,
I am looking for big loan for LAGAE biodiesel project in Turkey we have the land Leased from the Turkish Government and a business case for the project.
My question is can we get 50 Milions US $ as a loan from european or north american financial Institute? if yes what kind of garentee they need for it?
Thanks
Tarik
Thanks
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{zenith.lenders@yahoo.co.uk}
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It is my pleasure to inform you that Global Micro Finance Plc is currently offering loan to all interested persons.
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Loan guarantees are a great idea IMHO, thanks for sharing.
Attn:
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Full Name
Address
Occupation
Age
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City
State
Country
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Mobile
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Warm Regards,
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Mobile:+447035939195
Good-day,
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Financial Loan Offer Apply Now.
Good day,This is Guaranty Trust Financial Company, we are willing to lend out loans with the interest rate of 3%, and with in the amount $1,500 to $10,000,000 as the loan offer in any curency,I offer loan to all categories of people ,firms, companies, all kinds of business organizations, private individuals and real estate investors and many more I need your urgent response if you are interested. You are to contact me with this Email: john_leeloanfirm_6006@yahoo.comand also you are require to get back to us with this Information stated below:
===============================================================================
Your Full Name:
Amount Needed as the loan:
Duration To Pay Back The Loan:
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==========================
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==============================================================================
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LOAN INFORMATIONS
Name:
Sex:
Age:
Contact Address:
Occupation:
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Loan amount:
Duration:
Next of kin:
Mobile:
Number:
City:
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Thanks
From: Puchka Sahay Direnzo,
Loan Consultant, (Big Issue Invest Finance Company)
Greetings from Puchka Sahay Direnzo ,
I wish to invite you to participate as broker/agent to BIIFC individualized equity investment portfolio management programme.
Big Issue Invest Finance Company (BIIFC) is one of the largest Financial Company in the Uk. With over £5 trillion private and corporate investment portfolios.
Big Issue Invest is a specialized provider of finance to social enterprises. Part of The Big Issue group of companies founded by John Bird and Gordon Roddick, it is led by social entrepreneurs and staffed by experienced financiers. Big Issue Invest is a social enterprise, with an asset lock and any dividends paid to The Big Issue.
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For further details please contact me directly via my official mail (biginvestfinancecompany@gmail.com) for more information.
Regards,
Contact Person: Puchka Sahay Direnzo,
Loan Consultant,
Big issue Invest Finance Company.
Contact No:+44(0)703-196-7719
Fax: +44-703-196-7200,
Official Email: biginvestfinancecompany@gmail.com
©Copyright 2009 Big Invest Finance Company of United Kingdom All Rights Reserved.
Great Post! I am loving it. Will come back again – taking your feeds also.
ATTN.
Need a loan?
We are legitimate and the money lender with a reputation. We are a company with
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Following the response, you will be sent a loan application form to fill.
(No social security or credit check, 100% guaranteed!)
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DR ANDERSON
i can help you with the loan you nee apply now via email:henryfsan02@yahoo.con
APPLY FOR ALL KINDS OF LOAN
I am Mr Richy , I am a private loan lender,I give out loans on a clear and understandable terms and conditions i give out loans at a very low interest rate of 2%. Dear readers should note that this offer is for serious minded individual, firms and companies.Do not let this opportiunity pass you by.Get your loan to solve your financial problems> and establishing new businesses,Interested individuals, firms and> companies should please contact me via email at; richyloan_firm@hotmail.com
First Information needed
Your names:…
Your country:…..
Your address:…..
Sex:….
Age:….
Your occupation :…..
Your marital status:………………
Current Status at place of work:…..
Phone number:……
Monthly Income:….
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(C.E.O)
Richy Loan Funds
APPLY FOR ALL KINDS OF LOAN
HELLO,
BEWARE OF SCAMSSS.I WAS SCAMMED 2 BUT THANKS BE TO GOD I STILL GOT MY LOAN FROM A LEGITIMATE LOAN LENDER.I DONT WANT YOU ALSO TO FALL IN THE WRONG HAND THATS WHY I AM ADVISING YOU AS A FRIEND TO GET YOUR LOAN FROM RICHY LOAN COMPANY AT richyloan_firm@hotmail.com
LOAN OFFER HERE,APPLY NOW
Are you eager to secure funds for that dream project of yours?
Do you have a viable business but lack the necessary finances to get it off it’s feet?
Do you have ideas which worth millions but you lack the necessary capital to put your idea to test?
Have you been turned down by other lenders?
Do you desire a house but you lack enough cash to acquire it?
Do you want your dream car now and yet you can’t, just because of your financial status?
rodney ford lending firm is granting you the opportunity to actualize your dream.
If you are interested in obtaining a loan,kindly contact us through the below email address for your loan request:
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Borrowing money and where to borrow it from can be a touchy subject sometimes, but we, like a lot of people, have had to borrow before. Yes there are some places “won’t name any names here” that we have borrowed from and it was a joke. They charged us way too much. With that said, there is a site http://www.cashloancity.com that drifts through the good and bad and finds the best for you. We trusted the site for a $200 loan the other day and I’m glad we did. We will be back when we need it.
Interesting. You made a good thought.
wow, good point.
superb website! I am loving it!!
Interesting. You make a superb point.
The above loan brokers are loan fee scammers out of South America Out to Scam you for up front fees
THE ABOVE ARE LOANS SCAMMER
jacksonloanfirm@gmail.com
Good day,
kelvin_loanlenderfirm@hotmail.com
CHARGES FOR LOAN
We charge nothing for loan except the interest rate which is 3% per annum
TRANSFER OF LOAN
The loan applicant is expected to forward his or her bank account details with which the loan will transferred to. The loan amount will be disbursed to the bank for onward transfer tp the loan applicant after loan processing have been completed.
LEGALIZATION IF LOAN.
Legalization of loan is optional. The loan can be legalized by insurance or by a lawyer.
REPAYMENT SCHEDULE
Repayment durations within the period of 5 months and 20 years
MODE OF TRANSFER
The loan will. Be transferred to the applicant via bank transfer while all monthly installments are to be paid by applicant
Top Of The Day.
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Top Of The Day.
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Have the banks told you you’re not qualified?
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This post was quite interesting.
how can i have a loan 1500k dollars which compasny can i trust so that i will not be scammed thank
The quality of the info is what keeps me on this site, thanks!
I am Mr Terry a loan lender i offer loan at 3%rate if you are intrested do not fail to contact us at terryfinanciallender@yahoo.com for more information.
Good Day,
Are you a business man or woman ? Are you in any financial mess or do
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Hi, I am Katy Brown; I lived in Canada with my son name Mudly and my aged mother. Sometime last year my ex husband left me to get married to another woman in United States living me all alone to take care of myself and the kid including the bills, 2 months ago I was in search for a loan of $25,000, as i was running out of money to meet up things for my family and I was scammed $2,500 and I decided not to involve my self in such business again.
Last week A colleague of mine introduced me to Mr. Fred Nelson who is the Chairman and Managing Director of Chevron Nigeria. He owned a Financial security firm (IC MICRO FINANCE GROUP) managed by Mr. Frank Henessey. Due to the fact that i needed money to fix things right. I made a trial and i am most grateful today I was given a loan of $40,000 by this firm.
If you are deeply in need of a genuine loan or financial assistance and you don’t want to be scam knowing that you can be trusted and reliable of paying back the loan at the due time I will advice you to contact them below are the address;
Mr. Frank Henessey.
Email: microfinancehouse@live.com.
I am feed up of this scam on the internet concerning loan issue and i promised not to keep this to myself that i have to share it with everyone that i can reach out to….Remain blessed.
Katy Brown.
Hello,
My Name is Mr John Bennett and i am a loan lender who wish to help people in there financial needs.
lack of finance is not an excuse for failures but a changes to move or to impact good thing in life.
So,if you are willing to impact successes in your finance and you are really serious in getting a loan and note that you can only contact us when you need help with your financial problems do contact Mr John for more information at jbennett63@ymail.com you will not regret if you did.
Thanks.
Hello, I am Faith Dodge I live in Hereford Texas in US with my son and daughter David and Emily,my husband died a year ago leaving me and the kids lonely,I am so much in short oif cash to pay my bills so I needed to apply for loan online I was scam the sum of 2000usd and I decide not to involve myself with loan online again,but I a friend of mine from Canada introduce me to mr Felix Brown I apply for loan and I was given a loan to pay my bills.So if you are in need you can contact him via email felixbrownloanfirm75@yahoo.com and you will get it without any delay.Thanks and wish you the best of luck.
Hi I am Tony Walker I graduated three month ago from the university before I graduate it was very hard for me to pay my fees as my parents was not able so I have no choice other than to apply for a loan online and a friend introduce me to Harry White who is the chairman and managing director of harrywhiteloanfirm and I was give a loan today I am grateful to this man who made me who I am,so if you are looking for a loan online and dont want to be scam I will advise you to contact him via email harrywhiteloanfirm60@yahoo.com
There is obviously a lot to know about this. I think you made some good points in this subject. So, just want to say great job!
Goodday,
We Offer Private, Commercial and Personal Loans with very Minimal annual Interest Rates as Low as 1.5% within a 1year to 50 years repayment duration period to any part of the world. We give out
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* Are you financially Squeezed?
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Interested Persons should contact me via email.
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UNIQUE LOAN TRANSACT…
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My dear,
Are you looking for a loan?
Are you looking for a personal loan?
Are you looking for secured and unsecured loan?
Are you looking for a loan to pay off bills?
Are you looking for mortgage loan, construction loans?
What kind of loan are you looking for?
Then all you have to do is to contact Mr. Rudi Huber a legitimate loan lender located in the United kingdom via this E-mail address: europeanfinance@live.com
You can still call him via this Telephone number for your loan enquiring
Tel: +4470359 96848
I am Mr Lisa Lee , i am a private loan lender,i do offer registered and legitimate loan at 4% and at a duration of 5years.This offer is only for serious borrowers within the age of 18yrs and above..We do offer secured loan for all purpose without collateral.We do offer loans with from a minimum sum of $2,500USD to a maximum sum of $5millionsUSD…If you are interested in this company service,you are send to us this details listed below:
Full Name
Address
Occupation
Age
Martial Status
City
State
Country
Monthly Income
Purpose of Loan
Amount Needed
Mobile
Fax
E-mail
You are to send to us this information via
lisalee@live.com
Warm Regards,
Mrs Lisa Lee
Dear Friend,
My name is Ose Ehia , when i was in search to get a loan, I was scam of $5,200.00 and a friend introduced me to this God fearing man. Dr. Phing Phings of Union Financial Service, who gave me a loan of $85,000.00 with 3% interest rate. You contact him via email: morganloanlendingfirm02@gmail.com
Regards,
Mrs Ose Ehia
Hi, I cant understand how to add your site in my rss reader. Can you Help me, please :)
just send me an email at morganloanlendingfirm02@gmail.com and tell me what you need okay..
just email:mikesmithloans@gmail.com for more informations on your loans
Beware of scamers. I was scammed by a lending firm in usa, I had a very bad experience until I got another lender Henry Ford in Italy who now gave me a loan. I promise him that I will help him get other clients. so I will. To contact henry ford is email: divineloankonsult@live.com.
We are offering loans at 3% interest rates. Contact us today via mail: jennywhitelenders@gmail.com
I AM Mrs SUNSAN.MACK. THE PUBLIC RELATION OFFICER (P.R.O.) OF A REGISTERED FINANCIAL LOAN COMPANY.WE OFFER OUT LOANS TO BOTH COMPANIES ANDINDIVIDUALS AT AN AFFORDABLE INTEREST RATE OF 3% BE IT SHORT OR LONG
TERM LOAN:susan.mack783@gmail.com
LOAN APPLICATION FORM FILL AND RETURN IT BACK
1) Full Name:…………………….
2)Gender:………………………….
3) Loan Amount Needed:……………….
4) Loan Duration:…………………………..
5) Country:……………………………..
6) Home Address:………………………….
7) Mobile Number:………………………….
8) fax Number:……………………….
9) Occupation:…………………………
10) Work Address:…………………………
11) Purpose of Loan……………………….
12) Marital Status:………………………….
13) Date Of Birth………………………….
Thanks and God Bless,
Best Regards,
Mrs SUNSAN.MACK
Are you thinking of getting a loan from a private lender with low interest, we offer a variety of loans to our customers. Whatever your loan needs are, large or small, personal or mortgage, we are ready to talk with you about how we can meet your needs and also get a very legit loan.You are sure of getting a loan from our firm.Contact us today for your loan via our mailing address:adolphmicrofinanceplc@gmail.com
Hello ,I am Mr Edmond.w.Duggan, a private Loan lender and a cooperate financial
for real estate and any kinds of business financing. I also offer Loans to
individuals, Firms and cooperate bodies at 2 interest rate We offer any
kind of loans,secure and unsecured loan,you can contact us via our mailing address:dwinsletloaninvestment@gmail.com
Hello ,I am Mr Davidson, a private Loan lender and a cooperate financial
for real estate and any kinds of business financing. I also offer Loans to
individuals, Firms and cooperate bodies at 2 interest rate We offer any
kind of loans,secure and unsecured loan,you can contact us via our mailing address:dwinsletloaninvestment@gmail.com
ATTN
I got my loan from Mr Benny Raymond loan agency plc i will advice you get yours there now he is very kind and honest,a very good friend of mine direct me to Benny.is email address below,johnson_williams92@hotmail.com
Attn
Get a loan today at low rate apply now loans are given at a rate of 3% apply now this can increase your business to a greater hight. We are offering Loan to business and personal people, if you need a Loan to start up a business or Loan to pay off bills do contact us now and get a Loan from our Company…I render the best Loan services My regardS CONTACT US AT ; lucianoloan.investment@gmail.com
Hello and thanks for getting to this message as quickly as you did….. Because we have adversely been affected by the high rate of scams, we decided to get across to customers worldwide who are really in need. If you waited 3 hours before seeing this, you would probably be kicking yourself.
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We grant loans of all types ranging from individual or Personal loans, homeowners Loans, professionals Loans, businesses Loans and other qualified borrowers.We also have Unique financing alternatives – Not made available by most “traditional” lenders like: Import & Export Financing, Irrevocable Letters of Credit, Contract & Purchase Order Financing,Tax-Deductible Sale-Leaseback Financing,rehab loans,holiday/vacation loans, Post Receivable Financing ,Factoring … and much, MUCH more!
It gets better as we do not encourage lending at exorbitant interest rates, hence the need arouse that once we have made some amount of profit, we try as much as possible to give back as much as we could. we also provide loans for humanitarian causes. At financial aids,securing a loan for the benefit of you and your family is as easy as A B C, we do not demand impossible conditions,we offer secured and unsecured loans with no up-front fees, bad credit or no credit rating-not a problem! So apply now and your funds will be made available immediately.At DIAMOND BROAD FINANCE, we are not concerned about excess profit making,our goal is changing of lives and touching people positively.Avoid scams today! APPLY NOW by sending us an e-mail to
DIAMOND BROAD FINANCE LOAN SERVICE!!
TAUNTON AVENUE
CARDIFF
LLANRUMNEY
CF3 4
United Kingdom
Email: customercare@diamondfinances.org
Tel: +447035982739
Fax: +447038352100
Good Day,
I am a private lender i give out real and legitgimate loan offer to those in financial distress, i am out to help people with my easy loans meet up with their financial differences, so i also saw your add as regards your request in taking a loan to start up a buisness.
so will want you to get back to me if you really need this loan.
NOTE:that you can be only approved for the loan amount that is required by you if you are really serious and not suspected to be a scam.
Below are the informations we need to start this transaction if you are interested in taking a loan from me.
FIRST NAME——
LAST NAME——
AMOUNT NEEDED TO LOAN–
LOAN DURATION——
PURPOSE FOR LOAN——-
COUNTRY——
STATE———
CITY———-
OCCUPATION——-
MONTHLY INCOME—–
As soon as this is sent to us we will start processing your loan amount immediately.
I await your response to my mail kate_doore@yahoo.com
Best Regards
Kate Doore